I have a flexible layout system. Sometimes I would accept layaway in 4 payments, but generally It doesn't matter to me if the payments are equal, as long as the payment happens within 40 days and the whole price is paid in no more than 4 payments. The deposit is Non refundable so if you are using layaway, and the remainder is not paid on time within 60 days time frame, you will lose your previous layaway. If you need more time to defer payment, write to me and I will let you know if this is possible. The reserve is held for 24 hours, after which you must make your first payment or the reserve will be removed.