If you want to use Layaway please try to use the one offered by Paypal. Just click "Pay in Full" and then choose pay later. There should be an option for "Pay in 4". This way I can send out your little Bear immediately instead of waiting for the final Payment. If you want to wait and choose the normal Layaway option offered by Bearpile just click Layaway right away. Payment is to be made in 2 equal payments. First payment(non refundable) immediately with your Purchase, second Payment within 1 Month. Eine Ratenzahlung ist möglich. Zahlung in 2 gleichen Raten wobei die erste Rate nicht erstattet werden kann. Die erste Zahlung beim Kauf die zweite innerhalb 1 Monats.