The layaway is a commitment to buy therefore the deposit is Non-Refundable. The minimum deposit is AUD$100 (Australian Dollars) and the 2 final payments will be equal amounts including the postage over a maximum of 60 days. Bears that are available for adoption will only be 'reserved' for 12 hours while payment is being arranged and confirmed. If after that time the payment remains unconfirmed then the bear will go back up for re-adoption and the request will be cancelled. Thank you.